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Rabu, 09 Oktober 2013

Download PDF Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income

Last updated on Oktober 09, 2013 - by tammidelmabarneyleoni - Tags :

Download PDF Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income

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Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income

Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income


Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income


Download PDF Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income

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Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income

Product details

Paperback: 130 pages

Publisher: CreateSpace Independent Publishing Platform; 1 edition (April 21, 2016)

Language: English

ISBN-10: 1532880448

ISBN-13: 978-1532880445

Product Dimensions:

6 x 0.3 x 9 inches

Shipping Weight: 6.9 ounces (View shipping rates and policies)

Average Customer Review:

3.9 out of 5 stars

71 customer reviews

Amazon Best Sellers Rank:

#66,793 in Books (See Top 100 in Books)

I can summarize the book in a paragraph...HELOC (home equity line of credit) is a great way to manipulate interest in your favor if you have sufficient remaining income after paying bills and living expenses each month. You can use timing between bills being paid and income streams coming in to further benefit yourself, similar to how investors use arbitrage. If you want to figure out if you have enough extra income, you can call these guys and pay them to tell you. If you find out that you are a good candidate for a HELOC, then you can pay these guys to find the best HELOC for you. There it is, folks.... they marketed us pretty well and made $10 a copy on us for a paragraph of information. The book is a cyclical marketing pitch that reminds me of mama birds feeding baby birds on replay. I will say this - you should do it if you have the capital....... pretty common sense approach.

DON'T BUY THIS BOOK, AND RUN FROM THESE GUYS!! I looked the book over and it's all about getting you to contact Mr. Lush and pay for their 'services'. I paid him $2,000 for the lowest level (Gold), and I guess they don't really want you to pay for the lowest service, they would rather have you pay the $4,000 for the Platinum service. Glad I didn't. The concept is a sound one, of using a HELOC in first position to cash out your mortgage and speed up the process of paying for your home. However, these guys are in it for the money, since I got lousy service, and was not told everything on my 'qualification' phone call. First and foremost, if you have been self-employed for less than 2 years (I am back to being self-employed as a consultant after being employed for a few years, and previously was self-employed for 20 years in the same industry), forget it, you won't qualify for most HELOCs, no matter how much you make or how much equity you have in your home.So, after they had my money, I had a hard time getting Mr. Lush or anyone to call me, and when Mr. Lush did finally call me for my 'intro call' that I paid for, he was a little busy on his cell phone, running errands, rather than being seated in his office, ready to take my calls. The call did not go well.Since I started to smell a rat, I sent a couple of emails, asking for the list he promised me of banks across the country that could offer HELOCs like those he talks about. His emails were rude and condescending (One response he sent me was "First, stop being negative......" What? I am being treated like I am a 10 year old, not a customer who just handed over $2K to someone I don't know..................WOW!!). When I sent him a couple more emails about my concerns about being turned down by every bank on his list that I have contacted for a HELOC, he shut me down with an email, saying "You are only a Gold member, you are not entitled to anymore communication from us"). Again, WOW.This guy is a snake oil salesman, and I have since contacted a bank that will be helping us out with paying down our mortgage faster. BTW, it was NOT a bank on Mr. Lush's list. Oh, and watch Mr. Lush, when he postures as a Christian, when he closes his videos with "God Bless You". He should think about what "Love your neighbor as yourself" means as a Christian.

Wow, where to start. Let me say this. We ended up "clients" of Mr Lush, and the "team" at YRM. Note the quotations, since those are their terms, not mine. I will say one thing, I'm glad the book was free, because the price of being a "platinum client" more than made up for it, and will keep them fat and happy for a good while. But I digress.... The concepts that are taught in the book are available to anyone that is willing to take the time and do some digging on their own, and while it's true that a lot of banks still are not on board with the idea of a first lien HELOC, we actually did end up getting a new first lien HELOC on our mortgage, but certainly NOT with any of the toads on the list of banks they sent us. A little friendly advice. Take the free book, and run away from their pitch to let them evaluate you as a "client". Believe me, you'll be glad you did, and you'll still have the money in your pocket to put toward paying down your mortgage.

Book did not give much more info than summary. They want you to buy their system

Look. This is an awesome read but you don't need to go through the authors system to do it. You can find a bank or credit union that will offer you a HELOC without paying for the course. They are out there. You just have to do a little research. The principle in the book work, but there is no magic. You are simply using the HELOC for all of your every day purchases. If you don't have discipline this book or process is not for you.

This was more of an advertisement for a program the author wants you to purchase than an actual book, though there was a little bit of usefull information here.

The book is a leader or introduction to a service that the author provides. I expected a how to instruction for self service.

Great info. I just wish it would dive in a bit deeper into the types of HELOC's available. And the interview at the end could have been written and focus summerized saving a few pages of reading. Still a good read for anyone interested in this information.

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Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income PDF

Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income PDF

Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income PDF
Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income PDF

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